What Value Does the Maruti Suzuki Baleno’s Car Insurance Offer?

One of Maruti’s top-selling models is the Baleno. Since its introduction, the hatchback has retained a firm place in the market. The thirteen variations and six colours—Nexa Blue, Pearl Arctic White, Premium Autumn Orange, Metallic Premium Silver, Pearl Phoenix Red, and Metallic Magma Grey—are offered for the spacious and comfy Baleno.

Along with characteristics like anti-lock brakes, central locking, power door locks, child safety locks, one airbag for the driver and each passenger, seat belt alert, door ajar warning, and engine check warning, the Baleno also has a 339-litre boot space.

If you are purchasing a Maruti Suzuki Baleno anytime soon, then you will have to opt for a bumper-to-bumper car insurance plan to keep it safe on the roads. Four-wheeler insurance is mandatory for each and every vehicle in India. However, even though you will have two choices; third-party Baleno insurance and comprehensive insurance for four-wheelers, you must pick the second one for better coverage.

So, why do you need a Maruti Baleno insurance plan by your side? Read below!

Benefits of a Baleno Insurance Online Policy

When you opt for Baleno insurance online, you will be able to enjoy features like –

  • Roadside Assistance
  • Zero Depreciation Cover
  • Hassle-free Claim Process
  • Easy Renewal Process
  • More than 5200 Cashless Garage Network

Here are the two most important benefits of opting for one at the earliest –

  • No Paperwork – There is no fuss of filling out tiresome paperwork or lengthy forms when you get an auto insurance online. All you need to do is visit the insurer’s website or app, enter the vehicle and personal information, and buy an online insurance policy. Select an insurance plan, and finally, then pay for it online.
  • Hassle-free Processes – The simplest approach to getting a car insurance policy is by choosing digital insurance. Online insurance purchases do not require a trip to a broker or insurer’s office. To acquire a policy, all you have to do is go to the website of the insurer or use their app from anywhere in the country.

The third-party liability insurance cost for your Baleno will be fixed for all insurance providers. This pricing is capped and regulated by the IRDA of India. The comprehensive and the OD insurance covers, however, have varied pricing. The insurance cost depends on certain factors like engine displacement, the make and model of the car, its age, and the IDV of the vehicle.

Opting for additional coverage also increases the car’s insurance price. On Tata AIG’s website, you can use the car insurance premium calculator to calculate the premium amount.

What Are Not Included in a Baleno Insurance Plan

  • The policy cannot be claimed by the owner if their driving licence has expired.
  • The auto insurance for the Suzuki Baleno will expire if the IDV rises.
  • Vehicle mechanical wear and tear as a result of depreciation will not be covered.
  • If it is demonstrated that a biker is under the influence of alcohol or other drugs while operating riding, the claim will not be passed by the insurer.
  • If a personal vehicle is covered by a policy but is driven for commercial purposes, the claim will not be covered.

What Are Included in a Baleno Insurance Online?

  • Loss or damage to the assets or lives of third parties.
  • Loss or damage to the vehicle by an explosion or fire.
  • Theft or total loss of the insured vehicle.
  • Loss or damage to the vehicle by a collision.
  • Loss or damage caused to the vehicle by natural disasters like hurricanes, floods, earthquakes, etc.
  • Vehicle loss or damage brought on by man-made disasters like vandalism, riots, etc.

Maruti Baleno – An Overview

Price ranges for the Baleno from ₹5.7 lakh to ₹9.03 lakh (Ex-showroom Delhi). The updated Baleno is a mobile fashion statement. The new 3D grille and muscular front bumper provide an improved fluid design and a bolder appearance. The design is elevated to a new level by the two-tone, precisely cut alloy wheels and the animal-inspired fog lamps.

The Baleno boasts increased cargo space, a parcel compartment, and 60:40 split rear seats. It also features a touchscreen Smartplay studio that can be used for navigation, calling or texting. Additionally, you may use voice commands or your smartphone to operate the Smartplay studio.

Conclusion

So, check the most suitable Baleno car insurance price online and pick the one with the most coverage options. This way, your car and your pockets will be safeguarded from road-related mishaps. Have a safe driving!

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