The travel sector has re-opened as the international restrictions and embargos on foreign travel have now eased to a great extent for most destinations. Today a large no. of Indian travellers are once again back to making their travel plans. However, at the present the general inflation and rising energy prices are turning out to be big dampeners, pushing travel expenses beyond your budget. This is where getting the right credit card might make a significant difference to your plans.
In international travel, a credit card may be a helpful companion, allowing you to perform multiple tasks without the need for foreign currency. If you’re wondering what features to check for before applying for a credit card for your next overseas trip, continue reading.
Key Features of Credit Cards for Your International Trip
Here are some characteristics to look for in a credit card to make your trip more enjoyable.
- Seamless Transaction
You must get a credit card that allows you to pay for services or make purchases in foreign countries. The card should efficiently complete all merchant transactions without trouble.
- Cards With Insurance Benefits
Today, there are multiple credit card types and categories available, each with its own set of benefits such as air miles, discounted flight fares, hotel discounts, cashback offers, and so on. Travel insurance is one such incentive. Therefore, applying for a credit card that protects you while travelling is beneficial.
The card provides risk protection against luggage and passport loss, delayed flights, accidents, and cancellation. However, insurance coverage differs from card to card, so double-check them before travelling.
- Airport Lounge Access Benefit
A good credit card not only covers you while travelling overseas but also makes your trip more comfortable. Therefore, it is vital to have a credit card that offers preferred lounge access or savings at international airports. Additionally, if you use a decent credit card, you may enjoy complimentary refreshments and International lounge access during layovers. This makes your trip both enjoyable and affordable.
- Cash Withdrawal from an ATM Abroad
Pay for services or goods using a credit card is not always feasible. As a result, it is critical to get a card that allows you to withdraw money from any nearby ATM. However, consider the fees associated with such a transaction before utilising the service.
- Earn Reward Points
Some of the best plastic cards provide customers with enticing benefits. For example, when you use your card to make purchases overseas, you may also earn reward points. These reward points you earn can subsequently be redeemed for different benefits such as lower airline fares, discounts on electronic items, and so on. It improves the overall quality of your experience.
- Stay at Luxurious Hotels
The comfort and elegance with which you travel and stay abroad make your trip unforgettable. With a quality credit card, you may be able to stay and dine at some of the finest hotels for a discounted price. You can make reservations conveniently and affordably with good cards, so before applying for a credit card, consider the benefits offered.
Customers may now pick from various credit cards available when going overseas. To add to the convenience, card issuers allow clients to apply for a credit card online. However, before purchasing a card, consider the many features listed above to make your travel smoother.